What is an "SR-22 Filing"?
An SR-22 Filing is a form issued by an insurance company which removes a
suspension order placed by the DMV on your driving priviledge. The filing provides a
guarantee to the California Department of Motor Vehicles that an insurance company
has issued at least minimum liability coverage for the person making that filing; AND -
that the insurance company will notify the DMV should the insurance ever lapse for any
reason. We often get asked if a person can get an SR-22 filing WITHOUT buying insurance - the answer is NO - because an SR-22 filing is evidence of liability insurance in force.
More Questions? E-mail us at: sales@sr22-insurance.com
How Can You Help Me Get an SR-22?
Our agency represents many major insurance companies that actively write SR-22 filing insurance. DON'T just get a quote from one company - you'll make a big pricing mistake! Our software will rate you with most major California companies and put them in order of price, so YOU get the most affordable solution! We can issue the SR filing same day upon receipt of signed applications (which can be faxed and paid by credit card); and if you need it, we can overnight the filing to you for a small overnight fee. We have written thousands of SR filing accounts ... Let us help you too!
More Questions? E-mail us at: sales@sr22-insurance.com
Who Needs One?
People whose license is under suspension by the California Department of Motor
vehicles need an SR-22 Filing to reinstate their license. This includes, but is
not limited to the following suspension reasons: drunk driving violations; more minor
moving violations in one year than the law permits; suspensions from unpaid fines or
parking violations; uninsured accidents; failure to comply with other DMV laws or
regulations.
More Questions? E-mail us at: sales@sr22-insurance.com
How do I get an SR-22 Filing to reactive my drivers license?
You must purchase minimum liability coverage on the vehicle(s) you own. If you do not
own a motor vehicle, you must purchase "non-owners" liability coverage. The price is
based on the severity of your driving record (accidents and violations), where you live,
and the number of years of driving experience. If you do not
know what is on your driving record, purchase it from DMV (usual cost is $5.00 to $10.00 per record). Then you must
purchase the proper kind of Automobile, Motorcycle, or Non-Owners policy. Our goal is to find this coverage at the LOWEST COST TO YOU! That is why we are here.
More Questions? E-mail us at: sales@sr22-insurance.com
How long must I maintain an SR-22 Filing?
Under normal circumstances the SR-22 Filing period is three years. However,
with the advent of stricter enforcement of DMV laws, and lobbying against drunk drivers,
the terms can be extended.
More Questions? E-mail us at: sales@sr22-insurance.com
What process is involved in reinstating my license?
- First, you need to know what is on your driving record.
- Secondly, you will need to call the DMV at: 1-916-657-6677 to ask
them
what other DMV fees are needed to reactivate (usually a $55.00 reinstatement fee, and
payment of all other outstanding parking/moving violation fines).
- With that information, we can help find you the LOWEST PRICE for
insurance, so
the next step is getting a quotation for the proper coverage. Get a quote now at This Page and select the type of
coverage you need. If the price is OK with you, we will fax or mail you the paperwork
to start your policy, and upon receipt, issue the SR-22 Filing. If you pay via
credit card, money order, or cashier's check, we can issue the filing INSTANTLY, which
permits you to go to a local DMV office to reinstate your license IMMEDIATELY.
- That's it! After completing these steps your license will be reinstated!!
More Questions? E-mail us at: sales@sr22-insurance.com
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